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My Foreclosure Options was founded by Chad Overly, a proud United States Navy veteran who served for 22 years before retiring in 2015. After his military career, Chad dedicated his time to helping homeowners navigate difficult real estate situations with honesty, compassion, and practical solutions that fit their needs.
For Chad, this business has never been just about transactions—it has always been about helping people reduce stress, solve problems, and move forward in life with confidence and dignity during challenging times.
We believe homeowners deserve clear communication, straightforward answers, and real options without pressure or confusion during difficult situations.
Every homeowner’s situation is unique, which is why we approach each case with understanding, professionalism, and respect.
Our goal is to help create fair solutions that support homeowners while protecting dignity and future financial opportunities.
Chad works alongside his partner, Jeff Barnes, who spent 35 years in the automotive sales industry helping customers and building long-lasting relationships. After decades of experience working directly with people, Jeff transitioned into real estate with the goal of continuing to make a positive impact.
Together, Chad and Jeff are committed to helping homeowners explore possible foreclosure solutions while providing honest communication and a stress-free experience throughout the process.
We believe every homeowner deserves the opportunity to explore possible solutions before foreclosure deadlines become final. Our approach is centered around education, support, and helping homeowners feel informed during difficult situations.
Whether you are facing mortgage arrears, a notice of default, or approaching auction deadlines, our goal is to provide clear guidance and help you move forward with greater confidence and peace of mind.